8 Ways to Plan Your Finances During the Covid-19 Pandemic

Planning_Finances

No matter how much planning you do, there are just some events you can't equate for.

The coronavirus pandemic has been one such event, and it's one that will have put a lot of strain on people's finances.  This means many people will be forced to take a look at their finances during this period and come up with a plan to aid them through the next few months.

Luckily, we have highlighted below eight places to start when you're planning your finances during the Covid-19 pandemic.

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Which Bank Gives The Best Interest Rates On Borrowing?

Portrait of man with stubble and flannel shirt. Smiling and shopping online with credit cardIf you want to take out a loan, you'll be glad to know that it can be very easy to do. All you have to do is go online, choose which provider you want to go with, and decide how much you want to borrow. You can even set your repayment amount too.

If you want to make sure that you are getting the best possible interest rate then you can find out whatever you need to know, right here.

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How To Get Out Of Debt

Piggy bank drowning in debt - savings to riskBeing in debt means different things to different people depending on the type or the level of debt they've built up. Having some kind of debt will actually help you build your credit rating and support your lifestyle with a phone or mortgage. But allowing it to take over your life and become unmanageable is where things can take a turn for the worse.

The trouble with debt is that it's often a necessary evil. Nobody starts out with any debt, but it all comes from the same place -  spending money you don't actually have.

So how can you get out of debt, especially if you're on a lower income?

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How To Build Credit Rating The Right Way

 

3D illustration of a conceptual gauge with needle pointing to excellent. Business credit score concept.Credit ratings are a funny thing. We don't ask for them, but our lives can be judged by them. Everything we do financially either helps or hinders our credit scores and the things we do or don't do can have a big impact - sometimes there and then, but often years down the line. Building your credit the right way can really help.

Having a low or non-existent credit rating puts you in a vicious circle - you can't get credit to build your score, but you can't build your score without credit. Though there are ways and means to change that, as with most things that are worth doing, it can take time to build credit, as well as a bit of effort and a lot of patience. 

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