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Lifestyle inflation, also referred to as lifestyle creep, is when you increase your overall spending to support your lifestyle habits. This can be as a result of a new job or promotion that has resulted in a higher income, or simply a continuous desire to keep up with peers in terms of buying the latest phone, a better car, or even a larger house.

For many, the main problem with lifestyle inflation is that no matter how much you earn, the constant desire to spend more, and often the escalating costs, means you remain stuck in a cycle of living from paycheck to paycheck.

Continue reading "How to Limit Lifestyle Inflation" →

Are you struggling with debt? Have your finances suffered during the current pandemic and not sure where to turn? Have you got high credit card debt that just seems to be growing rather than shrinking that you need to get back on track, and quickly?

It might be time to look into a way to consolidate your debt instead of continuing to pay over the odds.

Continue reading "How to Consolidate Debt" →

COVID got you down? Feeling the lockdown blues? If you've been sat at home over the last few months, or even if you haven't you may be waking up to a new way of thinking about the world of earning money and the world of finance -  and by finance, we mean personal finance.

If 2020 has taught us anything, it's that our steady income may not have been as steady as once thought. Many thousands of people are waking up to the realisation that they live paycheck-to-paycheck, and many are less than a month away from bankruptcy if they lose their job.

That's not a fun place to be.

Continue reading "Guide to Earning A Passive Income" →

So you've watched a bit of Casey Neistat and thought, "I can do that!", or you've spent the last few weeks in lockdown reading all of the mummy blogs you can find and realised they all say roughly the same thing: 'babies are hard work, but they are cute though'?

If you've been thinking of moving into making money online, looking into a career as a blogger or a vlogger could be a great step, and the best thing is you can do both in your spare time, fitting it around your current full-time work until you start making money.

Continue reading "How to Make Money Blogging or Vlogging" →

Whether you're in the market for a budget-friendly smartphone or the new iPhone 12, you should always be in search of the best possible deal. You might believe that you have found a great value offer, but is it actually the best one available for your circumstances?

When it comes to finding the best mobile phone deal, there are various different factors to consider. Here are some of the main ones which will assist with securing the right phone - and deal - for you.

Continue reading "How to Find the Best Mobile Phone Deal" →

Ever feel like you're the worst person ever at managing finances? Think again! We're all guilty of overspending, ignoring our debt, or even wasting money from time to time. In fact, there are several common mistakes we are all making regularly.

Of course, just because it is a regular occurrence, it does not mean it is something to do. The word 'mistakes' should be a big enough clue. By continuing to follow on this path, you will only sink further and further into a financial hole.

To avoid this from happening, it is essential to identify the money mistakes you make. The following five points are likely ones that sound familiar to you.

Continue reading "The 5 Most Common Money Mistakes We All Make" →