There's a high chance that you have hundreds of different credit scores. The main reason for this is because your credit score is calculated via a mathematical algorithm. The site that you go through will ultimately determine which score you get, so it is normal for you to have a different one depending on the site that you use to check yours. A lot of scoring models will take into account your payment history too. If you want to improve your credit score, then here are a few top tips that will help you out.
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If you've had money problems in the past which have badly affected your credit score, then you might think your chances of getting a personal loan are less than zero. But there are a few options around that allow you to get a loan and borrow money without having a credit check.
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The words 'tax cuts' are often used in everyday politics to get voters on side. But while they sound good--no one wants to pay more tax, so a 'tax cut' is good, isn't it?--depending on where you sit on the scale of personal earnings, the words can have very different meanings to different people. So how do tax cuts affect your finances?
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One of the leading causes of stress, anxiety and depression is financial instability. Whether you are struggling with debt or not earning enough to make ends meet, any form of financial stress can really take its toll on your wellbeing and the wellbeing of those around you.
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It's said that only two things are guaranteed in life: death and taxes. But there's a third thing which could quite easily be added to that pair, and that's an increase in train fares. While there's no escape from it, could a season ticket be your best bet to beat the price rises?
Updated September 2019
Taking out a loan can be an intimidating process and there are always a million unanswered questions that pop into your head, stopping you from making that leap and applying. A logbook loan is a little different to a personal or unsecured loan, and there is a great deal of misinformation floating around on the internet that can give people the wrong idea about the reality of taking out a loan of this kind. So, to help those who are interested but unsure, we've compiled a list of all the top questions people ask about logbook loans. If you have a question that isn't covered here, please get in touch.
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