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Unless you're a whizz with financial jargon, loan to value can be a confusing topic. Keeping track of all the information you need can be overwhelming. So when you're swamped with numbers, APR's, monthly payments and terms & conditions, you can feel like you're struggling before you've even got started.

The loan amount you need might be enough to help pay for a holiday, contribute to a family celebration or pay off some existing loans. Whatever your reason for needing the money, you should be able to fully understand what you're signing up for. No responsible lender should lend you more than you can realistically afford to pay back.

As part of our responsible lending process at Car Cash Point, once you've applied and been accepted for a loan, we'll always send a representative to see you to complete the paperwork and to look at your vehicle. We do this for a number of reasons, one of which is to check the market value of your car.

Continue reading "Car Loan To Value (LTV) Explained" →

When you thought that taking out a logbook loan against your vehicle was the only answer to being in a financial tight spot, there may be another option available to you. If you're in a more fortunate position of owning a car that you don't use on a day-to-day basis, pawning that car could be a viable alternative for you.

While a logbook loan allows you to continue driving your vehicle as you normally would do while withdrawing the cash from it, pawning you car is a fantastic way to release the money from it without actually having to sell the vehicle.

Continue reading "Can I Pawn My Car? The Advantages of Pawning Over Selling" →

When loans are easier than ever to take out, our need to have funds transferred to us as quickly as possible is a big factor on what type of loan we opt for. It's not encouraging having to go through an entire application process only to be told that the money could take a week or more to be available.

Micro loans that offer us almost instant cash are on the increase in the UK and logbook loans are spearheading that popularity. One of the reasons they are so popular is that, as well as the application process being fast and easy, once approved, the funds can be available just as fast.

With this in mind, it's easy to see why logbook loans are increasingly popular as people are looking to release the equity within their car. With more and more people looking at a logbook loan as a quick and safe way to cover an impending financial need, how long do these funds realistically take to be paid?

Continue reading "How Long Will I Need To Wait For My Logbook Loan?" →

With so many opportunities and methods to borrow money or get a loan, it can be difficult to know which way to turn for the best deal. Recent years have shown a rapid rise in quick loans including logbook loans, payday loans and personal loans making that decision even harder.

While all have their merits, you should be aware of the terms and conditions of each as well as the interest rates and repayment terms to make sure your chosen loan is most suitable for you. In this article, we'll look at two of the more prominent names in fast loans - Car Cash Point and Cash Converters - to make a comparison of the two.

Continue reading "How Car Cash Point Gives You A Better Deal" →

How day to day costs can consume your spare cash

In these socalled times of austerity, it can sometimes be hard to predict what our day to day expenses might be from one month to the next. Many price changes on major outgoings happen over a certain period of time with, hopefully, plenty of notice, but we do live in times where day to day belt tightening is probably a necessity. Aside from our main monthly expenses such as mortgage or rent payments and other essential utilities like gas, electricity, water and--let's not forget to add another essential in here--food, what about some of the socalled 'other' costs that crop up in the chasm between monthly pay checks?

Continue reading "Fast cash loans with monthly payments" →

Protect yourself against recession by following these simple suggestions

'Recession' is a word you might hear on the news when the economy is suffering. If things get bad enough, banks collapse, people lose their jobs, and some even lose their homes. We're not currently in a recession in the UK, but if we were to be in one again, there are a number of things you can do. From finding out the cheapest car loan rates to opening an emergency savings account, here's what you can do to protect your financial position...

Continue reading "How to protect myself against recession" →