Five Ways to Avoid Debt

Carefree Happy Woman Enjoying Nature on grass meadow on top of mountain cliff with sunrise. Managing your financial affairs can be tough. With bills to pay and all of life's essentials to purchase, it can all be a delicate balancing act. Plus, this is not even factoring in the possibility of a financial emergency cropping up.

Do not believe that a financial emergency will never strike, either. Whether it is a car breakdown or a funeral, emergencies that can decimate your bank balance will appear when you least expect it.

So, what can you do to make sure you don't get caught out?

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Food Substitutions to Save Money

Woman cooking stir fried vegetables

When we live through such uncertain times, it's natural to look around and see where you can start to save some money.

One area where everyone spends a good chunk of their expenses is on the weekly food shop, and this means there are plenty of savings to be found by carefully planning out what you buy.
Food substitutions are a great way to budget cook, and you can find they don't take anything away from the enjoyment of eating.

Instead, what you will discover is that they help you make significant savings on your food shopping, which can add up over the weeks and months.

Here's how you can use food substitutions to save money in your home cooking.

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How to Reduce Expenses During Lockdown

Pink piggy Bank stands on a blue medical background in a medical mask,,

For many people, the financial repercussions of months in lockdown will be worrying. Some people have lost their jobs, others have been furloughed, and some have been able to carry on as normal, but for everyone, it's a good time to think about financial planning.

A large part of that financial planning will be understanding what expenses you have and finding ways of reducing the ones that are unnecessary. We all have fixed expenses that we need to survive, but we've also got plenty of costs that we could quite easily do without.

So, what are some steps you can take to reduce expenses during lockdown, and how can you go about doing it?

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8 Ways to Plan Your Finances During the Covid-19 Pandemic

Planning_Finances

No matter how much planning you do, there are just some events you can't equate for.

The coronavirus pandemic has been one such event, and it's one that will have put a lot of strain on people's finances.  This means many people will be forced to take a look at their finances during this period and come up with a plan to aid them through the next few months.

Luckily, we have highlighted below eight places to start when you're planning your finances during the Covid-19 pandemic.

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Which Bank Gives The Best Interest Rates On Borrowing?

Portrait of man with stubble and flannel shirt. Smiling and shopping online with credit cardIf you want to take out a loan, you'll be glad to know that it can be very easy to do. All you have to do is go online, choose which provider you want to go with, and decide how much you want to borrow. You can even set your repayment amount too.

If you want to make sure that you are getting the best possible interest rate then you can find out whatever you need to know, right here.

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