Guide to Earning A Passive Income


COVID got you down? Feeling the lockdown blues? If you've been sat at home over the last few months, or even if you haven't you may be waking up to a new way of thinking about the world of earning money and the world of finance -  and by finance, we mean personal finance.

If 2020 has taught us anything, it's that our steady income may not have been as steady as once thought. Many thousands of people are waking up to the realisation that they live paycheck-to-paycheck, and many are less than a month away from bankruptcy if they lose their job.

That's not a fun place to be.

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How to Make Money Blogging or Vlogging

Happy young attractive Asian ethnic model filming vlog on mobile phone on tripod and showing eyeshadows at table with cosmetics
So you've watched a bit of Casey Neistat and thought, "I can do that!", or you've spent the last few weeks in lockdown reading all of the mummy blogs you can find and realised they all say roughly the same thing: 'babies are hard work, but they are cute though'?

If you've been thinking of moving into making money online, looking into a career as a blogger or a vlogger could be a great step, and the best thing is you can do both in your spare time, fitting it around your current full-time work until you start making money.

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How to Find the Best Mobile Phone Deal

Close up focus view of a cheerful charming happy young student love couple choosing a new mobile in a tech store.
Whether you're in the market for a budget-friendly smartphone or the new iPhone 12, you should always be in search of the best possible deal. You might believe that you have found a great value offer, but is it actually the best one available for your circumstances?

When it comes to finding the best mobile phone deal, there are various different factors to consider. Here are some of the main ones which will assist with securing the right phone - and deal - for you.

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The 5 Most Common Money Mistakes We All Make

Man showing his empty pockets on yellow wall background.Ever feel like you're the worst person ever at managing finances? Think again! We're all guilty of overspending, ignoring our debt, or even wasting money from time to time. In fact, there are several common mistakes we are all making regularly.

Of course, just because it is a regular occurrence, it does not mean it is something to do. The word 'mistakes' should be a big enough clue. By continuing to follow on this path, you will only sink further and further into a financial hole.

To avoid this from happening, it is essential to identify the money mistakes you make. The following five points are likely ones that sound familiar to you.

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Five Ways to Avoid Debt

Carefree Happy Woman Enjoying Nature on grass meadow on top of mountain cliff with sunrise. Managing your financial affairs can be tough. With bills to pay and all of life's essentials to purchase, it can all be a delicate balancing act. Plus, this is not even factoring in the possibility of a financial emergency cropping up.

Do not believe that a financial emergency will never strike, either. Whether it is a car breakdown or a funeral, emergencies that can decimate your bank balance will appear when you least expect it.

So, what can you do to make sure you don't get caught out?

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Food Substitutions to Save Money

Woman cooking stir fried vegetables

When we live through such uncertain times, it's natural to look around and see where you can start to save some money.

One area where everyone spends a good chunk of their expenses is on the weekly food shop, and this means there are plenty of savings to be found by carefully planning out what you buy.
Food substitutions are a great way to budget cook, and you can find they don't take anything away from the enjoyment of eating.

Instead, what you will discover is that they help you make significant savings on your food shopping, which can add up over the weeks and months.

Here's how you can use food substitutions to save money in your home cooking.

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